Why Trade the FOREX?

My purpose for writing this article is to demonstrate to you the advantages of trading on the Forex market. However, there is one myth that I want to dispel before I go further. The myth is that there is a difference between trading and investing. To dispel that myth I quote from Al Thomas, President of Williamsburg Investment Company, who wrote "If It Doesn't Go Up, Don't Buy It". He said "Everyone who invests is a trader, only the time period is different." It is a lesson that I took seriously after taking a beating in the stock market in 2000.
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So now, let's compare features of currency trading to those of stock and commodity trading.
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Liquidity — The Forex market is the most liquid financial market in the world around 1.9 trillion dollars traded everyday. The commodities market trades around 440 billion dollars a day, and the US stock market trades around 200 billion dollars a day. This ensures better trade execution and prevents market manipulation. It also ensures easily executable trading.
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Trading Times — The Forex market is open 24 hours a day (except weekends) which means that in the US it opens at 3:00 pm Sunday (EST) and closes Friday at 5:00 (EST), allowing active traders to choose the times they want to trade. Commodities trading hours are all over the board depending on which commodity you are trading. Including extended trading times US stocks can be traded from 8:30 am to 6:30 pm (ET) on weekdays.
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Leverage — Depending on your Forex account size, your leverage may be 100:1, although there are Forex brokers that offer leverage of up to 400:1 (not that I would ever recommend that kind of leverage). Leverage in the stock market can be as high as 4:1, and in the commodities market, leverage varies with the commodity traded but it can be quite high. Because the commodity markets are not as liquid as the Forex market, its leverage is inherently riskier. Although I was never shut out of a commodity trade by the day limit, the fear was always in the back of my mind.
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Trading costs — Transaction costs in the Forex market is the difference between the buy and sell price of each currency pair. There are no brokerage fees. For both the stock and the commodity markets, there are transaction costs and brokerage fees. Even when you use discount brokers, those fees add up.
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Minimum investment — You can open a Forex trading account for as little as $300.00. It took $5,000 for me to open my futures trading account.
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Focus — 85% of all trading transactions are made on 7 major currencies. In the US stock market alone there are 40,000 stocks. There are just over 200 commodity markets, although quite a few are so illiquid that they are not traded except by hedgers. As you can see, the fewer number of instruments allows us to study each one more closely.
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Trade execution — In the Forex market, trade execution is almost instantaneous. In both the equity and commodity markets, you count on a broker to execute your trades and their results are sometimes inconsistent.
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While all of these features make trading the Forex market very attractive, it still requires a lot of education, discipline, commitment and patience. All trading can be risky.
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by Susan Walker
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Yahoo Domains A Simple Web Solution

Having put up more than a few Web sites myself, one of the easiest ways I've found to get your domains set up and running is to simply go through Yahoo.
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Yahoo will register your domains' names for under $10 a year, though as of this writing, Yahoo is having a sale on domains for $2.99 per year. That's a lot cheaper than some registrars I've seen that are still trying to charge $20 or more just for domains.
Once you get your domain registered, you still need to host it somewhere. Again, Yahoo has a simple answer, or several simple answers, in its Geocities service. You can plunk down your domains for free at Yahoo Geocities, but you'll have ads. For a nominal fee ($4.95 per month) you can get 500 MB storage and 25 GB per month transfer -- that's more than enough for most starter sites.
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If you host your domains through Yahoo Geocities, you'll get plenty of tools to help you design and manage your site, enough to do just about anything legal you might want to do on the Net.
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You'll have access to Yahoo web page templates as well as a point-and-click designer, in addition to the ability to manually play with your domains' HTML.
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Yahoo also gives you choices for uploading, using their easy upload manager or the more traditional FTP for large sites. E-mail is part of the package.
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A recent addition to the Yahoo Geocities tools is the ability to start and manage a blog on your domains.
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All in all, registering and hosting your domains through Yahoo is an easy solution for a home user or small business.
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Trading Forex To Advance Your Financial Position

Everyday, currencies are traded in an international foreign exchange market, otherwise known as the forex market, with the main marketplaces (otherwise known as bourses) existing in the world's financial centes New York, London, Tokyo, Frankfurt and Zurich. Historically, the only way to participate was from the trading floor of one of these bourses, but today, people can trade forex from anywhere through a secure internet connection and a PC.
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Today's traders operate in a global network, taking positions in the market and making investment decisions based on either relative value between two currencies, or a particular currency's actual price. Currency value fluctuations are constantly renegotiated through trading activity, and this activity, and the corresponding currency values are also indicators of the levels of currency supply.
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An example of market behaviour greater demand for the Euro might indicate a weakening supply. Low supply and increased demand will drive the price of the Euro up against other currencies like the dollar, until the price better reflects what traders are prepared to pay when short supply exists. Another way to look at this situation is this higher demand means it will cost more dollars to buy the Euro, which equates to a weakening of the dollar in comparison. Analysis of situations such as in this example forms the basis for a trader's investment decisions, and they will purchase or sell currency accordingly.
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This should be remembered, as while many see the foreign exchange market as the vehicle for converting their home currency while travelling abroad, many others choose to use the market to advance their financial position and secure their future.
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by Jay Moncliff
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The 6 Advantages Forex Trading Has Over Other Investments

There are many different advantages to trading forex instead of futures or stocks, such as:
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1. Lower Margin
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Just like futures and stock speculation, a forex trader has the ability to control a large amount of the currency basically by putting up a small amount of margin. However, the margin requirements that are needed for trading futures are usually around 5% of the full value of the holding, or 50% of the total value of the stocks, the margin requirements for forex is about 1%. For example, margin required to trade foreign exchange is $1000 for every $100,000. What this means is that trading forex, a currency trader's money can play with 5-times as much value of product as a futures trader's, or 50 times more than a stock trader's. When you are trading on margin, this can be a very profitable way to create an investment strategy, but it's important that you take the time to understand the risks that are involved as well. You should make sure that you fully understand how your margin account is going to work. You will want to be sure that you read the margin agreement between you and your clearing firm. You will also want to talk to your account representative if you have any questions.
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The positions that you have in your account could be partially or completely liquidated on the chance that the available margin in your account falls below a predetermined amount. You may not actually get a margin call before your positions are liquidated. Because of this, you should monitor your margin balance on a regular basis and utilize stop-loss orders on every open position to limit downside risk.
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2. No Commission and No Exchange Fees
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When you trade in futures, you have to pay exchange and brokerage fees. Trading forex has the advantage of being commission free. This is far better for you. Currency trading is a worldwide inter-bank market that lets buyers to be matched with sellers in an instant.
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Even though you do not have to pay a commission charge to a broker to match the buyer up with the seller, the spread is usually larger than it is when you are trading futures. For example, if you were trading a Japanese Yen/US Dollar pair, forex trade would have about a 3 point spread (worth $30). Trading a JY futures trade would most likely have a spread of 1 point (worth $10) but you would also be charged the broker's commission on top of that. This price could be as low as $10 in-and-out for self-directed online trading, or as high as $50 for full-service trading. It is however, all inclusive pricing though. You are going to have to compare both online forex and your specific futures commission charge to see which commission is the greater one.
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3. Limited Risk and Guaranteed Stops
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When you are trading futures, your risk can be unlimited. For example, if you thought that the prices for Live Cattle were going to continue their upward trend in December 2003, just before the discovery of Mad Cow Disease found in US cattle. The price for it after that fell dramatically, which moved the limit down several days in a row. You would not have been able to leave your position and this could have wiped out the entire equity in your account as a result. As the price just kept on falling, you would have been obligated to find even more money to make up the deficit in your account.
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4. Rollover of Positions
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When futures contracts expire, you have to plan ahead if you are going to rollover your trades. Forex positions expire every two days and you need to rollover each trade just so that you can stay in your position.
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5. 24-Hour Marketplace
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With futures, you are generally limited to trading only during the few hours that each market is open in any one day. If a major news story breaks out when the markets are closed, you will not have a way of getting out of it until the market reopens, which could be many hours away. Forex, on the other hand, is a 24/5 market. The day begins in New York, and follows the sun around the globe through Europe, Asia, Australia and back to the US again. You can trade any time you like Monday-Friday.
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6. Free market place
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Foreign exchange is perhaps the largest market in the world with an average daily volume of US$1.4 trillion. That is 46 times as large as all the futures markets put together! With the huge number of people trading forex around the globe, it is very hard for even governments to control the price of their own currency.
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by David Morrison
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The Benefits of Trading The Forex Market

Historically, the FX market was available most to major banks, multinational corporations and other participants who traded in large transaction sizes and volumes. Small-scale traders including individuals like you and I, had little access to this market for such a long time. Now with the advent of the Internet and technology, FX trading is becoming an increasingly popular investment alternative for the general public.
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The benefits of trading the currency market:
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It is open 24-hours and it closes only on the weekends;
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It is very liquid and efficient;
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It is very volatile;
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It has very low transaction costs;
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You can use a high level of leverage (borrowed money) with ease; and
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You can profit from a bull or a bear market.
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Continuous, 24-Hour Trading
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The currency exchange is a 24-hour market. You may decide to trade after you come home from work. Regardless of what time-frame you want to trade at whatever time of the day, there would be enough buyers and sellers to take the other side of your trade. This feature of the market gives you enough flexibility to manage your trading around your daily routine.
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Liquidity And Efficiency
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When there are a lot of buyers and a lot of sellers, you can expect to buy or sell at a price that is very close to the last market price. The currency market is the most liquid market in the world. Trading volume in the currency markets can be between 50 and 100 times larger than the New York Stock Exchange (Source: Oanda.)
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When you are trading stocks, you may have experienced events where one piece of news accelerates or decelerates the price of the underlying stock you may have bought into. Perhaps a director has been kicked out by the shareholders of a company or the company has just released a new product and big investors are buying the shares of a particular company. Share prices can be drastically affected by the actions or inactions of one or a few individuals. So if you are relying on television reports and newspapers to get your news, most of the opportunities or warnings will have come too late for you to take advantage by the time you get them.
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The value of currencies on the other hand is affected by so many factors and so many participants that the likelihood of any one individual or group of individuals drastically affecting the value of a currency is minute. Because of its sheer size, the currency market is hard to manipulate. The ability for people to engage in 'insider trading' is virtually eliminated. As an average trader, you are less disadvantaged. You are likely to be playing on relatively equal ground along with all the other traders and investors whom you are competing against.
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Note about price gaps:
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For those people who have already traded other markets, you probably know about price 'gaps'. 'Gaps' occur when prices 'jump' from one price level to another without having taken any incremental steps to get there. For example, you may be trading a share that closes at $10 at the end of today but due to some event that happens overnight; it opens tomorrow at $5 and continues to go downwards for the rest of the day.
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Gaps bring about another degree of uncertainty that may meddle with a trader's strategy. Probably one of the most worrying aspects of this is when a trader uses stop-losses. In this case, if a trader puts a stop-loss at $7 because he no longer wants to be in a trade if the share price hits $7, his trade will remain open overnight and the trader wakes up tomorrow with a loss bigger than he may have been prepared for.
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After looking at a couple of forex charts, you will realize that there are little price 'gaps' or none at all, especially on the longer-term charts like the 3-hour, 4-hour or the daily charts.
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Volatility
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Trading opportunities exist when prices fluctuate. If you buy a share for $2 and it stays there, there is no opportunity to make a profit. The magnitude of level of this fluctuation and its frequency is referred to as volatility. As a trader, it is volatility that you profit from. Large volume transactions and high liquidity combined with fewer trading instruments generate greater intra-day volatility in the currency market that can be exploited by day-traders. The high volatility of the currency market indicates that a trader can potentially earn 5 times more money from currency trading than trading the most liquid shares.
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Volatility is a measure of maximum return that a trader can generate with perfect foresight. Volatility for the most liquid stocks are between 60 to 100. Volatility for currency trading is 500. (Source: Oanda.)
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In this respect, currencies make a better trading vehicle for day-traders than the equity markets.
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Low Transaction Costs
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A currency transaction typically incurs no commission or transaction fees. For a forex trader, the spread is the only cost he or she needs to cover in taking on a position. In addition, because of the currency market's efficiency, there is little or no 'slippage' costs.
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'Slippage' is the cost involved when traders enter the market at a price worse than the level they wanted to get into. For example, a trader wants to buy a share at $2.00 but by the time, the order gets executed, his gets to buy the shares at $2.50. That fifty cents difference is his slippage cost. Slippage cost affects large-volume traders a lot. When they buy large quantities of a commodity, it oversupplies the market with buy orders. This applies a pressure for the price to go up. By the time they get to buy all the quantities they wanted, the average price they got their commodities would be higher than the price they intended to get them for. Conversely, when they sell large quantities of a commodity, they oversupply the market with sell orders. This applies a pressure for the price to go down. By the time they finish selling all their commodities, their average selling price is less than what they initially intended to sell them for.
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Due to lower transaction costs, minimum slippage and strong intra-day volatility, individuals can trade frequently at small costs. As an approximate, you may only expect to have a spread of 0.03% of your position size. To give you an example, you can buy and sell 10,000 US Dollars and this will only incur a 3-point spread, equivalent to $3.
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Leverage
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There are not a lot of banks or people who would lend you money so that you can use it to trade shares. And if there are, it would be very hard for you to convince them to invest in you and in your idea that a certain share is going to go up or down. Therefore, most of the time, if you have a $10,000 account, you can only really afford to buy $10,000 worth of stocks.
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In currency trading however, because you use 'borrowed money', you can trade $10,000 of a currency and you only need anywhere between fifty (For a margin lending ratio of 200:1) to two hundred dollars ( For a margin lending ratio of 50:1) in your trading account. This makes it possible for an average trader with a small trading account, under $10,000 to be able to profit sufficiently from the movements of the currency exchange rates. This concept is explained further in The Part-Time Currency Trader.
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Profit From A Bull And Bear Market
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When you are trading shares, you can only profit when the price of a stock goes up. When you suspect that it is about to go down or that it is just going to be moving sideways, then the only thing you can do is sell your shares and stand aside. One of the frustrations of trading shares is that an individual cannot profit when prices are going down. In the currency market, it is easy for you to trade a currency downward so that you can profit when you think it is going to lose value. This is easy to do because currency trading simply involves buying one currency and selling another, there is no structural bias that makes it difficult to trade 'downwards'. This is why the currency market has been occasionally referred to as the eternal bull market.
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This is an excerpt, modified from the book: The Part-Time Currency Trader.
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by Marquez Comelab
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Tape Data Recovery

Knowledge, experience, understanding
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Disk Recovery
hard drive data recovery
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Hard Drive Data Recovery

Data Recovery from any hard disk drive, RAID, optical or solid state storage device. Data can be recovered from any system, Laptop, Desktop or Server and any operating system including Windows, Mac, Linux and UNIX.
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Any Disk, Any System, Any Problem
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Tape Recovery
tape data recovery
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Tape Data Recovery

DLT, LTO, AIT, 3590 and any other tape backup media type. BackupExec, ARCserve, NetBackup, Tivoli, Retrospect, SAVLIB and any other tape storage format. Tape read error, overwritten or re-initialised tape, etc.
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Any Tape, Any Format, Any Problem
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Data Conversion
Data conversion
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Data Conversion

Tape Conversion and Data Migration services from any type of tape archive storage and any backup format. Tape migration services including data de-duplication and tape media upgrading.
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Data Migration and Conversion from any tape or archive
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Computer Forensics
computer forensics image
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Computer Forensics

Forensic processing from tape archives to gain access to vital information that has been backed up and is no longer available on the live system. Tape archives provide a sequence of valuable snapshots of data.
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Getting the evidence, supporting litigation
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Posting Blog Ads

Make Money Online Posting Blog Ads
I have found another website offers bloggers to post blog ads for money. The site address is http://www.blogsvertise.com. Sign up is free and members will be instructed to make blog posts related to the advertise's sites and product. In return members will be paid per each approved blog entry.
The pay rate is good, $10/aprroved entry but you need to wait for 30 days to receive payment after the approval.
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Medication and Drug Injuries

Medication and Drug Injuries
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Drug companies owe consumers a duty to assure that their drugs, medications and medical devices are reasonably safe when used as intended.
Drug Manufacturers' Responsibilities
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Too often, a pharmaceutical company will create an unreasonably dangerous product by failing to properly research a drug's possible risks before placing it on the market. In such instances, without being warned in advance of using the drug, human beings serve as unwitting guinea pigs.
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A drug's approval by the Food and Drug Administration (FDA) is no guarantee of its safety and won't shield a drug manufacturer from liability.
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Before selling pharmaceuticals to the public, drug manufacturers are obligated to:
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  • Understand the drug's dangers and possible side effects
  • Assure that the public is informed of the risks
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The means used to thoroughly inform the public vary with the nature of the pharmaceutical. With non-prescription drugs, the manufacturer's warning is conveyed to users by proper labeling and enclosures. Simple written warnings however, without a physician's intervention between manufacturer and consumer, will not render all pharmaceuticals safe. The use of certain medications requires a doctor's supervision.
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Prescription drugs represent a class of pharmaceuticals, which require the supervision of a learned intermediary, such as a physician. With such drugs, the manufacturer has a duty to warn only the intermediary, not the consumer. In most cases, as long as the drug company properly informs the physician of the drug's dangers, the company has fulfilled its duty to the public.
Doctors' Responsibilities To Patients
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Before a doctor prescribes a pharmaceutical to a patient, he or she is duty-bound to tell the patient of the drug's risks, so that the patient is capable of making an informed decision in determining whether or not to take the drug. If a doctor fails in his or her duty to relay the manufacturer's warning to you the patient, the doctor will usually be responsible, not the drug manufacturer.
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Doctors know that when they prescribe drugs, their knowledge concerning the medication is generally far superior to the patient's. Consequently, a physician understands that the patient ordinarily relies heavily on the doctor's judgment. Once the doctor has been advised of a prescription drug's hazards, the doctor and not the patient, is in a position to understand whether the drug is appropriate for a particular patient.
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Likewise, the physician should take precautions against over-prescription. Because the doctor is well aware that the patient normally relies heavily on the doctor's judgment in prescribing such drugs, the doctor should readily accept responsibility for the patient's safety with regard to the prescription drug.
Pharmacists' Responsibility to Consumers
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Pharmacists are legally liable for mistakes made in filling prescriptions. With the volume of prescriptions increasing, many pharmacies are understaffed and exhausted workers make more mistakes.
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As online pharmacies flourish, consumers can lessen the chances of getting a bad prescription by following these guidelines:
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  • Find out whether your state requires prescriptions prescribed only by a physician properly licensed in your state
  • Check the website to see if it's registered with the National Association of Boards of Pharmacy (NABP), with the presence of a Verified Internet Pharmacy Practice Site (VIPPS) seal somewhere on the website.
  • Be wary of websites offering their own physicians for consultation. You have no way of knowing the physician's record or practice, and the physician has no way of knowing about your pre-existing conditions and other factors which could affect what type of medication should be prescribed.
  • Watch out for hidden charges such as a "consultation fee" and high shipping costs
  • Don't agree to any "waiver of liability" waiving your legal rights against the pharmacy. You should never have to agree to such a waiver in order to purchase prescription drugs.
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Suing for Drug Injuries
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In suing a drug manufacturer for injuries caused by pharmaceuticals, the usual theories of products liability apply:
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  • Strict liability
  • Negligence
  • Breach of warranty
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If the doctor's conduct is to blame, a negligence suit in medical malpractice is justified.
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Drug manufacturers and drug-prescribing physicians hold positions of trust and should expect that if their negligence causes damage, they will be held responsible.
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Paid Survey

Paid survey is an old way to make money online, but is it working? For members outside US they will find difficult to earn with paid survey because most of the paid survey invitations are targeted to US residents. US people can earn up to few hundreds dollars per month depend on the number of paid survey invitations from market research companies and the pay for each survey. To maximize the money you can make with paid survey job, you need to join as many market research companies as possible. The drawback is that you cannot expect how much you will earn monthly as you have no idea when a invitation email will send to you by a company.
There are websites provide a long list of market research companies and some charges an one-time fee to enter the database, other gives the list for free. It is not difficult to find this sites through Internet.
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Make Money Online with Affiliate Programs


Affiliates make money by referring customers to their merchants. There are many companies and webmasters offer affiliate programs to promote their online sales. When you sign up for an affiliate program, you will be given an affiliate link with an unique affiliate ID which will be used to market the product. When someone makes a purchase through your affiliate link, you make money (earn affiliate commission). Below are the steps to starting an affiliate marketing business:
Step 1 - Join an Affiliate Program
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Clickbank.com is one of the best places to find an affiliate program that interests you as there are a ton of sellers looking for people to promote their e-books and info products. Before you join any affiliate programs, do a little research. Find out which products are most popular, the conversion rate of the products and visit the sellers’ websites to see whether their sales letters are convinced enough to generate sales. A conversion rate of 5% is reasonably good. This means that for every 100 visitors to the website, 5 visitors will buy.
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Step 2 - Promote an affiliate program through a website
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You need to have a website to promote your affiliate programs. Creating a website isn’t difficult nowadays. You can use an easy website builder to create a website with little or no technical knowledge. To learn more about how to set up a site with website builder, you can go to Google and enter the search term 'website builder' to find a site builder that is right for you.
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Step 3 - Decide the Content on Your Website
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As you are promoting e-books, you can write a review on each e-book with an affiliate link to the sales website of each e-book. If you do not wish to write reviews, you can create a product recommendation list on your website (e.g., ‘Top 5 SEO e-books,’ ‘Top 3 MP3 music download,’ etc.).
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Step 4 - Drive Targeted traffic/visitors to Your Website
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To earn affiliate commission you need to drive targeted traffic to your website. The more traffic your website gets, the more likely you’ll generate more sales. There are several ways to drive targeted traffic to your site in short period of time (2 to 5 days). Here’s how……
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Pay-per-click (PPC) Advertising
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You can get a lot of targeted traffic using PPC advertising. The two most popular and effective PPC advertising programs are Google Adwords and Yahoo Search Marketing. So how PPC advertising program works? PPC advertising programs allow you to bid for top rankings on the keywords of your choice. When someone enters a search term matches your keyword in the PPC search engine and press the search button, your contextual ad will appear on the sidebar of the search result page. If the visitor clicks through your ad to your website, you’ll be charged base on your bid amount. To learn more about PPC advertising, please click here.
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Article Marketing
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Writing an article related to your affiliate products with a link to your website in the article’s resource box and submitting it to many article directories can bring some free targeted traffic to your site. To get more and continuous targeted traffic, you need to write more articles. Try to publish a new article every week. Doing this for a year can drive truckload of free traffic to your website.
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Post Messages on Forums
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Another way to get free traffic is by posting messages on community forums with a link to your site on the signature of each message posted by you. Here’s a technique I learned from an affiliate marketer.
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1. Run a search on Google to find out forums and message boards that are related to your affiliate products and try to join as many forums as you can.
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2. Make sure that each one of your forums profile is edited to include your website link within the signature option.
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3. Spend a few hours navigating the pages of the forums. You can ask questions and post informative and helpful replies to other peoples’ questions or messages to build your status. The more people trust you, the more likely they will click your link.
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Investing in Forex

Investing in foreign currencies is a relatively new avenue of investing. There are considerably fewer people are aware of this market than there are people aware of several other avenues of investing. Trading foreign currency, also known as forex, is the most lucrative investment market that exists. There are several factors that make this true among which, successful forex traders earn realistic profits of one hundred plus percent each month. Compared to some of the better known investment markets such as corporate stocks, this is an unheard of return on investment. It's very necessary to mention here that a person who invests in forex must, without exception, make it a point to learn the detailed, but simple strategies and information surrounding the market. This very fact is what makes the difference between successful forex traders and other traders.
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A few additional points, which create such powerful leverage for investors within the forex market are: The amount of capital required to begin investing in the market is only three hundred dollars. For the most part, any other investment market is going to demand thousands of dollars of the investor in the beginning. Also, the market offers opportunities to profit regardless what the direction of the market may be; In most commonly known markets investors sit and wait for the market to begin an up trend before entering a trade. Even then, investors, as a rule must sit and wait some more to be able to exit the trade with a nice profit. Given that the forex market produces several up, down, and sideways trends in a single day, it can easily be seen that forex stands head and shoulders above other markets. Additionally there are trading strategies, which are taught that provide for compounded profits; these are profits on top of profits. In addition, free demo accounts are available within the industry of forex trading, which facilitate the sharpening of skills without the risk losing any capital. And the advantage regarding the time factor in trading foreign currency is a very attractive point for any investor. Compared to one of the most sought after avenues of investing, which often requires forty or more hours each week, namely in the real-estate market, the forex market requires a much smaller demand on the investor's time. Forex trading requires approximately ten to fifteen hours each week to earn a full time income. It's easy to see that the advantages and great leverage that exist in the forex market, make it among the most lucrative, time liberating, and easy to enter by far.
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I hope this information gives you a clear understanding of how you can turn your investing into a true method of making your money work harder for you.
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by Joe Clinton
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Make Money Online Paid to Write


You can make some extra money online without spending any money by writting articles for other websites. Here is the website you can join and make money contributing your articles.
SEOChat.com
When you become a writer of SEOChat.com, your approved articles may be read by hundreds thousands of people and be paid based on the quantity & quality of your articles and frequency of your submission. The article categories include web development and hosting, SEOand more.
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Immigration in America

Immigration - entrance of a person (an alien) into a new country for the purpose of establishing permanent residence. Motives for immigration, like those for migration generally, are often economic, although religious or political factors may be very important. High rates of immigration are frequently accompanied by militant, and sometimes violent, calls for immigration restriction or deportation by nationalist groups. See also naturalization.
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Immigration in the United States
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From 1820 to 1930, the United States received about 60% of the world's immigrants. Population expansion in developed areas of the world, improved methods of transportation, and U.S. desire to populate available space were all factors in this phenomenon. Through the 19th cent., the United States was in the midst of agricultural, then industrial, expansion. The desire for cheap, unskilled labor and the profits to be made importing immigrants fueled the movement. Immigrants were largely responsible for the rapid development of the country, and their high birthrates did much to swell the U.S. population. Often, however, immigrants formed distinct ethnic neighborhoods, tending to remain somewhat isolated from the wider culture. Frequently exploited, some immigrants were accused by organized labor of lowering wages and living standards, though other groups of immigrants rapidly became mainstays of the labor movement. Opposition was early manifested by such organizations as the Know-Nothing movement and in violent anti-Chinese riots on the West Coast.
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Restrictions placed on immigration were often based on race or nationality. There were also restrictions against the entrance of diseased persons, paupers, and other undesirables, and laws were passed for the deportation of aliens. The first permanent quota law was passed in 1924; it also provided for a national origins plan to be put into effect in 1929. In 1952, the Immigration and Nationality Act (the McCarran-Walter Act) was passed; while abolishing race as an overall barrier to immigration, it kept particular forms of national bias. The act was amended in 1965, abolishing the national origins quota. Despite overall limits, immigration to the United States has burgeoned since 1965, and the 1980s saw the highest level of new immigrants since the first decade of the 20th cent. In 1986, Congress passed legislation that sought to limit the numbers of undocumented or illegal aliens living in America, imposing stiff fines on employers who hired them and giving legal status to a number of aliens who had already lived in the United States for some time. The Immigration Act of 1990 raised the total quota for immigrants and reorganized the preference system for entrance. The 1996 Illegal Immigration and Reform Responsibility Act led to massive deportations of illegal immigrants; its provisions were later softened under political and legal attack.
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Immigration in Other Countries
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Canada, in the first third of the 20th cent., began to receive an increasing number of immigrants, attracted by the expansion of agriculture in the west and the development of industry in the east. Australia and New Zealand received many European immigrants in the 19th cent.; the former country has been characterized by a preference for immigrants of British stock and by a policy of excluding Africans and Asians that dated from the late 19th cent. After 1965, however, this policy began to change; by the 1970s Australia had abandoned the system of racial preferences, and Asian immigration rapidly increased. Two major trends in immigration emerged after World War II: Australia and New Zealand became the countries with the highest rates of increase, and large numbers of Europeans immigrated to Africa. In recent decades, immigration to Europe from Asia and Africa has also substantially increased, as has emigration from Eastern Europe to the newly reunified Germany.
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Bibliography
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See studies by M. R. Davie (1983), I. Glazier and L. DeRosa (1986), V. N. Sinha (1987), D. R. Steiner (1987), and A. Richmond (1988).
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Introduction To Forex Trading

There are many markets: markets for stocks, futures, options and currencies. These are probably the most accessible markets for everyday traders like you and I. People easily understand the basics of trading shares, so I will occasionally use examples from that market.
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I began trading shares first and then I moved on to trading currencies; therefore, most of the examples I will be using in this book are derived from trading currencies.
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If you do not know a lot about currency trading, allow me to introduce it to you. It is what I trade and I believe that it is one of the best markets to trade because of its efficiency. The transaction costs to execute a trade are minimal and most brokers provide you with the tools and data you need to make your trading decisions, they usually provide them for free. The market is open 24 hours a day which allows you to design your trading hours around your daily commitments. It is very volatile, which is great for those people who are looking for day-trading opportunities.
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The foreign exchange market is the market in which currencies are bought and sold against one another. People may loosely refer to this market under different labels, including foreign exchange market, forex market, fx market or the currency market.
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The foreign exchange market is the largest market in the world, with daily trading volumes in excess of $1.5 trillion US dollars. All transactions involving international trade and investment must go through this market because these transactions involve the exchange of currencies.
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It is the most perfect market that exists because it has a large number of buyers and sellers all selling the same products. There is a free flow of information and there are little barriers to participate.
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The currency exchange market is an over-the-counter (OTC) market which means that there is not one specific location where buyers and sellers can actually meet to exchange currencies. Instead, transactions are conducted by phone, fax, e-mail or through the websites of brokers who specialize in currency trading.
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The major dealing centres at the time of writing are: London , with about 30% of the market, New York , with 20%, Tokyo , with 12%, Zurich , Frankfurt, Hong Kong and Singapore , with about 7% each, followed by Paris and Sydney with 3% each. Because of the fact that these centres are all over the world, foreign exchange traders can execute transactions 24 hours a day. The market only closes on the weekends.
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THE MAIN 'PLAYERS' IN THE FOREX MARKET
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The five broad categories of participants are: consumers, businesses, investors, speculators, commercial banks, investment banks and central banks.
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Consumers, including visitors of countries, tourists and immigrants, do need to exchange currencies when they travel so that they can buy local goods and services. These participants do not have the power to set prices. They just buy and sell according to the prevailing exchange rate. They make up a significant proportion of the volume being traded in the market.
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Businesses that import and export goods and services need to exchange currencies to receive or make payments for goods they may have bought or services they may have rendered.
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Investors and speculators require currencies to buy and sell investment instruments such as shares, bonds, bank deposits or real estate.
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Large commercial and investment banks are the 'price makers'. They are the ones who buy and sell currencies at the bid-and-offer exchange rates that they declare through their foreign exchange dealers.
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Commercial banks deal with customers on one hand, and with the Interbank or other banks, on the other hand. They profit by utilizing the bid-and-offer spread. The bid price is the exchange rate that the buyer is willing to buy and the offer price is the exchange rate at which the seller is willing to sell. The difference is called the bid-offer spread. They also make profits from speculating about whether the exchange rate will rise or fall.
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Central banks participate in the foreign exchange market in their effective duty as banks for their particular government. They trade currencies not for the intention of making profits but rather to facilitate government monetary policies and to help smoothen out the fluctuation of the value of their economy's currency.
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by Marquez Comelab
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Forex Trading

So what is is Forex trading you may ask? Forex is the exchange you can buy and sell currencies. For example, you might buy British pounds (by exchanging them to the dollars you had), then, after pounds / dollar ratio goes up, you sell pounds and buy dollars again. At the end of this operation you are going to have more dollars, then you had at the beginning.
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The Forex market has much higher liquidity, then the stock market, as much more money is being exchanged. Forex is spread between banks all over the planet and as a result it means 24 hour trading.
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Unlike stocks, Forex trades are performed with high leverage, usually it is 100. It means that by investing $1000 you can control $100,000, and increase potential profits accordingly. Some brokers provide also so called mini-Forex, where the size of minimum deposit equals $100. It makes possible for individuals to enter this market easily.
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The name convention. In Forex, the name of a "symbol" is composed of two parts — one for first currency, and another for the second currency. For example, the symbol usdjpy stands for US dollars (usd) to Japanese yen (jpy).
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As with stocks, you can apply tools of the technical analysis to Forex charts. Trader's indexes can be optimized for Forex "symbols", allowing you to find winning strategy.
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Example Forex transaction
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Assume you have a trading account of $25,000 and you are trading with a 1% margin requirement. The current quote for EUR/USD is 1.3225/28 and you place a market order to buy 1 lot of 100,000 Euros at 1.3228, expecting the euro to rise against the dollar. At the same time you place a stop-loss order at 1.3178 representing a maximum loss of 2% of your account equity if the trade goes against you, 50 pips below your order price, and a limit order at 1.3378, 150 pips above your order price. For this trade, you are risking 50 pips to gain 150 pips, giving you a risk/reward ratio of 1 part risk to 3 parts reward. This means that you only need to be right one third of the time to remain profitable.
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The notional value of this trade is $132,280 (100,000 * 1.3228). Your required margin deposit is 1% of the total, which is equal to $1322.80 ($132,280 * 0.01).
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As you expected, the Euro strengthens against the dollar and your limit order is reached at 1.3378. The position is closed. Your total profit for this trade is $1500, each pip being worth $10.
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by Richard Goldie.
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Forex The Future Investment

There are many many advantages over the various other ways of investing. First of all it is a 24 hr market, except for weekends of course. You have the US market then the european and then the Asian. One of the great times to trade is during the over lapping periods. The USA and european overlap between 5am & 9am eastern and the Euro & Asian between 11pm & 1am eastern. Usually the busiest time and best to trade.
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The is also the risk factor for the accounts. With futures and options you can get margin calls that can wipe you out. If you get caught in a bad trade not only do you lose the money in the account but you may have to come up with alot more from your pocket. It can be very risking. But not in Forex. Worst case senerio you could lose whats in you account. But you would have to do something really stupid. Like making a big trade on a Fundamental day and leave it alone. If market takes a bad move and you weren't there. OOOPS. But That wouldn't happen with a smarth trader.
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Then there are the demo accounts which is an account where you can trade using all the right things, platform,charts,and information. But you are using play money, or what we call paper trading too.
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Plus with Forex you have a mini account. Instead of needing thousands of dollars to get into it. You can open an account with as little as $300.00. Now of course you will be trading at 1 tenth of a trade. IN other words you controling 10,000 instead of 100,000.00 These are call lots. Which also means you will only risk 1 tenth too!
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So if you would love to learn to do investing and not have near the risk you really need to take a closer look at Forex trading.
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by Mike Pachuta
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Forex Glossary

Here are some of the most common terms used in FOREX trading.
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Ask Price — Sometimes called the Offer Price, this is the market price for traders to buy currencies. Ask Prices are shown on the right side of a quote — e.g. EUR/USD 1.1965 / 68 — means that one euro can be bought for 1.1968 UD dollars.
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Bar Chart — A type of chart used in Technical Analysis. Each time division on the chart is displayed as a vertical bar which show the following information — the top of the bar is the high price, the bottom of the bar is the low price, the horizontal line on the left of the bar shows the opening price and the horizontal line on the right of bar shows the closing price.
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Base Currency — is the first currency in a currency pair. A quote shows how much the base currency is worth in the quote (second) currency. For example, in the quote — USD/JPY 112.13 — US dollars are the base currency, with 1 US dollar being worth 112.13 Japanese yen.
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Bid Price — is the price a trader can sell currencies. The Bid Price is shown on the left side of a quote — e.g. EUR/USD 1.1965 / 68 — means that one euro can be sold for 1.1965 UD dollars.
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Bid/Ask Spread — is the difference between the bid price and the ask price in any currency quotation. The spread represents the broker's fee, and varies from broker to broker.
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Broker — the intermediary between buyer and seller. Most FOREX brokers are associated with large financial institutions and earn money by setting a spread between bid and ask prices.
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Candlestick Chart — A type of chart used in Technical Analysis. Each time division on the chart is displayed as a candlestick — a red or green vertical bar with extensions above and below the candlestick body. The top of the extension shows the highest price for the chart division and the bottom of the extension shows the lowest price. Red candlesticks indicate a lower closing price than opening price, and green candlesticks indicate the price is rising.
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Cross Currency — A currency pair that does not include US dollars — e.g. EUR/GBP.
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Currency Pair — Two currencies involved in a FOREX transaction — e.g. EUR/USD.
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Economic Indicator — A statistical report issued by governments or academic institutions indicating economic conditions within a country.
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First In First Out (FIFO) — refers to the order open orders are liquidated. The first orders to be liquidated are the first that were opened.
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Foreign Exchange (FOREX, FX) — Simultaneously buying one currency and selling another.
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Fundamental Analysis — Analysis of political and economic conditions that can affect currency prices.
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Leverage or Margin — The ratio of the value of a transaction to the required deposit. A common margin for FOREX trading is 100:1 — you can trade currency worth 100 times the amount of your deposit.
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Limit Order — An order to buy or sell when the price reaches a specified level.
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Lot — The size of a FOREX transaction. Standard lots are worth about 100,000 US dollars.
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Major Currency — The euro, German mark, Swiss franc, British pound, and the Japanese yen are the major currencies.
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Minor Currency — The Canadian dollar, the Australian dollar, and the New Zealand dollar are the minor currencies.
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One Cancels the Other (OCO) — Two orders placed simultaneously with instructions to cancel the second order on execution of the first.
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Open Position — An active trade that has not been closed.
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Pips or Points — The smallest unit a currency can be traded in.
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Quote Currency — The second currency in a currency pair. In the currency pair USD/EUR the euro is the quote currency.
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Rollover — Extending the settlement time of spot deals to the current delivery date. The cost of rollover is calculated using swap points based on interest rate differentials.
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Technical Analysis — Analysis of historical market data to predict future movements in the market.
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Tick — The minimum change in price.
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Transaction Cost — The cost of a FOREX transaction — typically the spread between bid and ask prices.
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Volatility — A statistical measure indicating the tendency of sharp price movements within a period of time.
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by Norman Fleming
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Forex Enterprise — A Full Review

A new marketing course to hit the internet by Nick Marks that advertises earnings of $1000 a day and $30,000 a month respectively. This turnkey system generating multiple streams of income is relatively new and so it is my pleasure to review it for you.
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After purchasing you are given a login page where you are introduced to the system which is in website format. Everything is easy to access and well organized.
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After Nick gives you a little pep talk about positive thinking and goal setting, you will be introduced to his first recommendation: join Coastal Vacations. While not a part of his main Forex system this is a recommendation I could've done without.
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In the pay per click section you are given a large list of keywords that Nick found convert really well with his system. Some of the keywords in the list have bid prices already attached to them so you can get front page exposure.
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The course also has $50 in free adwords credit that unfortunately only works with new accounts so I was out of luck. If you don't already have an account this is worth the price of the course alone.
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The forex course shows you some inexpensive traffic methods and provides links to these sources. He also covers stuff like pop-over ads, e-mail lists and autoresponders. Not bad information by any means, and is an alternative to pay per click advertising if you have a smaller budget.
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He has an ebook package that seemed like it was going to be really cool as there were dozens of bonus ebooks and software programs covering everything from creating ebooks and website templates, to getting top positions in the major search engines.
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As I took a closer look at this package I realized there were some bargain bin informational products included. However, there were also alot of goodies in there as well that I found rather useful. You get so many ebooks and software in here that it really is worth far more than the price of the course.
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There is a section on becoming an Ebay power seller in 90 days that goes into a fair amount of detail and wasn't bad. However, Ebay isn't something I have ever been particularly interested in doing. There is also a section on baccarat strategies that I had no interest in.
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One of the last sections of his course introduces you to e-currency exchanging using the DXINONE system. It is a great way to acquaint yourself with this increasingly popular opportunity without having to buy standalone e-currency courses which can cost a couple hundred dollars.
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The author has combined several effective ways to earn money online and rolled them all into one course. While I didn't jump up and down about all of his strategies, the free ebooks, software, and adwords credit make Forex Enterprise worth the money.
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by Joey Merrick
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Forex Avenue: The Road to Riches

In my continuing quest to provide visitors of my site with a large amount of options to chose from when considering working from home I have done some research on Forex trading. I first learned of Forex trading while pursuing my MBA program. For those of you who have never heard of this, Forex trading is the exchange of foreign currency.
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I know I would have never even know this was an option for making money had I not found out in class. Most of the really big corporations have departments of people that do this for a living because it can be very lucrative if done correctly. The best news I have learned about this process of exchanging currencies is that many of the websites that you can sign up with to do this offer free trial accounts to help you learn before you invest your money into trying it. You won't make any money in the trial accounts if you do well, it is just pretend money essentially but with the real market conditions. If you do well in the trial account you will know if this is something you want to try on your own.
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Benefits to Forex trading are that is can be done 24/7 whereas the stock market is a business hours only exchange. It is 24/7 because it is done with countries around the world so clearly there are countries that are awake and working while we sleep. Another benefit is you are in control of the trading on your account. You do not need to hire a licensed broker to make your trades and charge you fees. Along those same lines, anyone who does any investing most likely knows that some funds require you to own then for a certain period of time or pay early withdrawal fees. You do not need to concern yourself with this either. One last benefit that I would like to point out is the fact that Forex is not really subject to the same kinds of swings in the market that stocks are subject to. Of course if you always buy and sell the same currencies then there will be market swings. But, because there are hundreds of currencies out there, there is always going to be something for you to make money on because while one currency is up in value another one is down and vice versa.
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There are many resources available to someone interested in becoming involved in this type of training. The Federal Reserve Bank's website is just one example of the information available — http://www.ny.frb.org/markets/foreignex.html. Here is another article that you will find helpful in starting out in this field. http://www.forex.com/pdf/pro2.pdf . I have also included one of the sites that does offer a free lesson.
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While there are many benefits to this type of training, as I mentioned above, there are certainly risks involved as well. There are risks with exchange rates, central banks in foreign countries, and risks involving interest rates and credit. Forex is quickly becoming a popular way to help diversify your investment portfolio. If you are good with understanding investing concepts and enjoy doing it this may be the home business opportunity for you. Just do your research and try to find one of the sites offering the free trial account to practice with and you are well on your way down the Road to Riches.
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by Scott Bianchi.
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Explosive Profits: 7 Reasons to Trade Forex

There are many money-making opportunities out there and we've been involved with quite a few, namely property marketing, web development, residential construction security, multi-level marketing businesses etc.
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We've come to a few conclusions with the help of some well-known prosperity coaches.
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Often people with the income they desire don't have the time to enjoy it. Those that have time don't often have money. You don't have to sacrifice your life-style to earn an above-average income. If you focus on the for a few months you can make that dream a reality and create time and money to do what you REALLY want.
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To earn a living money is given in exchange for a product or service rendered. It needs to be sold continuously otherwise your income stops abruptly unless it's a repeat type of product or service.
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Money is a medium of exchange. There's no magical formula to possess it, you need to exchange something of value for it.
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What if, you could have access to thousands of customers who are ready, willing and able to buy from you whenever you wanted? Wouldn't it be great to avoid any hassles like money collection problems (just had a delayed payment from my web business), keeping difficult customers happy (we all know what that's like), competition stealing your business without providing the same value etc.
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All that is possible with . You can also trade from anywhere. Take your laptop with you, find an internet connection and away you go.
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Another advantage is that you don't need experience to get started. Get a traditionally job involves accumulating specialized experience, having a well-polished resume and having the right contacts. With the right training course, you can get started straight away.
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Here's 7 more reasons to trade :
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1. It never closes. It's open around the clock, worldwide. Trading positions open at Monday 7am, New Zealand time and close 5pm New York time on Friday. During this time, you can enter or exit the market whenever you like. It's a continuous electronic currency exchange. This is great because you can trade whenever you have spare time.
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2. Leverage. Standard $100 000 currency lots can be traded with as little as $1000. This is mainly because of the ease with which you can buy and sell, some brokers will leverage up to 200 times, so with $100 you can control a 200 000 unit currency position. It's the best use of trading capital around, even banks lending on property investments don't come close.
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3. Accurately predict the outcomes. Currency prices generally repeat themselves in predictable cycles so you can see what the trends are. 'Technical Analysis' helps to see these trends and profit from them.
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4. Low Transaction Cost. In other words, you mistakes won't cost you a fortune. Good brokers won' charge commissions to trade or maintain an account even if you have a mini account and trade small volumes.
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5. Unlimited Earning Potential. has a daily trading volume of over 1.5 trillion, the largest financial market in the world. It dwarfs the equities market (50 billion daily) and the futures market (30 billion).
6. You can make money in any market conditions. Each market is one currency against another, so when you buy in one, you're selling in another so there's no biase towards either currency moving up or down. This means it's up to you to choose which currency to buy or sell with. Yu can make money going up or down.
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7. Market transparency. This is an advantage in any business or trading environment. It means you can manage risk and execute orders within seconds. It's highly efficient and allows you to avoid unexpected 'surprises'.
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I hope you're now convinced that is the best investment and income opportunity around.
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by Sorna Devadas
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Do I Have a Medical Malpractice Case?

A lot of people have the impression that if something goes wrong with a medical procedure, it's easy to sue your doctor for big bucks. But medical malpractice cases are, in fact, extremely tough to win. You need to consider three factors to decide if your case is worth pursuing: liability, damages and who would pay those damages.
The Basics
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To determine if someone is "liable" - that is, legally responsible, for your injuries, you need to figure out if a health care provider was negligent and if so, whether that negligence caused your injury. Just because your case turned out poorly doesn't necessarily mean that a doctor was negligent. The key factors in determining negligence are the accepted standard of care, whether that standard was followed and, if not, whether not following that standard caused the injury.
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Negligence can occur at various stages. A health care provider may misdiagnose a problem, or fail to treat the injury or illness properly or administer the wrong medication. A doctor can also be held liable for failing to adequately inform a patient about the risks of a procedure or about alternative treatments.
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Even if you can prove that a doctor was negligent, you don't have a case unless you can document that the negligence caused your injury or worsened your condition. In a case involving misdiagnosis of cancer that caused a patient's death, for instance, the health care provider may argue that the illness was terminal and that nothing could have been done anyway.
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If you establish liability you are entitled to damages, which can include compensation for medical bills, lost wages and pain and suffering. The damages may cover losses you've already suffered as well as future medical bills and lost wages.
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Damages vary widely depending on each person's situation - even two 42-year-old women who both lose their right index fingers through botched surgical procedures may see very different outcomes. The amount of damages you receive depends on how the injury affects your earning potential and quality of life. So a concert pianist and an avid bowler may get more for a missing finger than a lawyer and confirmed couch potato whose life won't be as disrupted. A good trial lawyer who takes a look at the witnesses, the individual and the medical circumstances can estimate the potential damage awards.
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Damages must be substantial for lawyers to take on a case, because of the huge expenses involved - it's not unusual for a lawyer to dole out $30,000 to $50,000 before the case is resolved. Many medical malpractice cases require two or three doctors to serve as expert witnesses to support the injured patient's case - doctors who may charge upwards of $1,500 an hour to review records or answer attorneys' questions.
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Malpractice claims tend to be a fight to the death; they're settled less often than most other cases, which means more time and expense.
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Even if you decide you can establish liability, the person or organization you're suing must have the resources to pay damages for your case to be worthwhile. Usually, this isn't an issue in the case of a doctor, hospital or clinic. The vast majority of health care providers are insured and the insurance company steps in to cover the loss in the event of a medical malpractice claim.
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Keep in mind that you have a deadline to file your claim. The statute of limitations varies by state but is typically about two years. That time often starts running at the moment of the negligent act, but other factors may come into play, such as when you learned of the negligence and when you stopped receiving treatment. You also may have to consider other filing deadlines if, for instance, your case involves treatment by a government agency, such as a county hospital.
Getting Help
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Medical malpractice cases are complicated, risky, expensive time-suckers - lawyers who handle them turn down a lot more cases than they accept. So finding someone who's willing and capable of handling your case may take some time. Here's what you need to consider:
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Check out the lawyer's track record. Ask what percentage of their cases are medical malpractice; the higher the better. Also find out what portion go to trial rather than settle. If the lawyer usually settles, the insurance companies will know that and negotiate accordingly.
  • Evaluate references. Do lawyers you respect recommend the attorney? Are past clients satisfied? If privacy concerns prevent the lawyer from sharing the names of their clients, consult the local newspaper archives; you'll probably be able to dig up a few names of clients there.
  • How about professional activities? Your lawyer should, of course, belong to the national or local association of trial lawyers. But it doesn't take much to pay dues and join - check out whether he or she is an active member or holds leadership roles that suggest your lawyer has the respect of their peers.
  • Is the firm solid? These cases require lawyers to dish out a pile of money up front for things such as experts and medical research. Make sure they've got the resources to support that kind of outlay.
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If you're having a hard time getting a lawyer, consider rounding up your medical records and having them reviewed by a health care professional. There are a number of good, caring nurses willing to help. Coming to a lawyer with the preliminary investigation already done could be a good way to get him or her to take your case.
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But if you keep hearing "Great case, but I don't have time," guess what? You might not have such a great case. Sometimes lawyers say that instead of arguing about the merits because it'll get you off the phone faster. It may be time to drop it.
What's Next?
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Malpractice cases tend to take a long time. They require lots of research, and insurance companies and providers are generally reluctant to settle because they typically win. They also know they can weed out the small cases by making them too costly to pursue. If you decide to pursue the case there are some things you should expect along the way.
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Regardless of how seriously you've been injured, it's unlikely your lawyer can tell you how successful your case will be straight off. That requires review of the medical records and consultations with experts.
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About 90 percent of all cases settle before they go to trial. Although that rate is somewhat lower with medical malpractice cases, there's still a chance your case will settle.
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In some states, you may be required to first try to resolve your case through mediation or arbitration. That can mean anything from sitting in front of a panel in a hotel conference room to meeting with an arbitrator in a courtroom. In some instances, the process may result in a speedier, cheaper resolution. In others, it's a waste of time. Your lawyer or other people who have pursued similar cases can tell you what to expect.
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If a lawyer agrees to take your case, it will be probably be handled on a contingency basis, which means you might not have to pay anything up front, but your lawyer will expect anywhere from 30 percent to 50 percent of whatever damages you may receive.
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Keep in mind, though, that regardless of whether your claim is successful, in some states you may be liable for the significant up-front costs of acquiring your records and consulting with experts. Make sure you agree at your first meeting on how to handle those expenses.
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During your first meeting, you'll be asked to sign release forms giving your lawyer and experts access to your medical records. Generally, your lawyer will have a medical professional - many times a nurse consultant - review the case to determine if there's evidence of malpractice. If there is, the next step is to retain a specialist who can testify if the case goes to court.
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Your case may continue for years, especially if it goes to trial and is appealed. During this time, there may be periods during which you hear from your lawyer or law office staff every day and there may be several week stretches where you hear nothing at all while both sides wait for court dates or filing deadlines.
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If you're suing your regular doctor, you'll want to talk with your lawyer about whether you want to continue treatment at that clinic or find someplace else. The most important consideration, of course, is ensuring you get the best health care possible.
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Choosing Small Business Website Names

I disagree with the comment made by some web developers that all the good domain names are taken. Search engine optimization, or seo, does not depend heavily on the www name you select. For my clients just starting out the decision choosing small business website names has never been an issue. It is a fact that all the 3 character and 4 character domain names with the key extensions are taken. Furthermore, I agree that a vast number of choice domain names are no longer available; however, the selection of a suitable www domain for your small business is possible if you remain flexible.
The real value in the name you choose from a search perspective is how easy it is to spell and remember. Of the two types of visitors to your site, the human visitors and search engines, the ability of a person to remember your domain name and spell it correctly to pass it on to others outweighs any SEO value. Search engines are robots and don't care.
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Using words like "greatest", "best", or other exaggerated terms in your domain name is thought by some to be a disadvantage and penalized by search engines. Search algorithms change often and likewise that theory, and although you may not be penalized for using such words, consider the reaction of your human visitors. They may not stick around if they feel you boast without the content to back it up. For a serious small business commercial enterprise, my advice is avoiding adjectives in the domain name entirely.
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In some cases new clients approach me to redesign an existing website, and it surprises me that some of the basics are overlooked. For example, a commercial enterprise in business for profit should not select a dot ORG domain simply because the dot COM was taken. This was the case from a conversation with a client interested in a site makeover. Their ORG version was online for two years with little or no backlinks or serious indexing from search engines. The mindset of getting one particular name should be reconsidered especially if it's your first online venture.
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Here's a breakdown of the most desirable domain extensions and the usual purpose of each:
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COM - Commercial for profit enterprise
INFO - Information only related website
NET - Companies providing internet services
ORG - Non-profit organizations
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Certainly there are many more like BIZ, US, WS, and others which are all reasonable choices, but for your commercial small business my recommendation is always acquire a dot COM www domain name. The client mentioned earlier did not realize a dot ORG was intended for a non-commercial enterprise, and they decided the poor website SEO performance was something that justified getting a new dot COM. We easily found an available www domain using their company initials and one key word about their target market which is medical. Despite my advice that they keep the existing site and simply change the theme, they decided to just let it go when it expired.
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My commercial site choice was my first and last name, and very unique at that. Using your name is okay, and expected if you're famous. There is, however, little or no value as far as keywords in my www domain to attract visitors, so is that a mistake for search engine optimization? Certainly not. The fact that I have collected more than 100 screenshots of generic phrases relative to my business that made Google page one is evidence the content, not the domain, is key.
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Advantages of the Forex Market

What are the advantages of the Forex Market over other types of investments?
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When thinking about various investments, there is one investment vehicle that comes to mind. The Forex or Foreign Currency Market has many advantages over other types of investments. The Forex market is open 24 hrs a day, unlike the regular stock markets. Most investments require a substantial amount of capital before you can take advantage of an investment opportunity. To trade Forex, you only need a small amount of capital. Anyone can enter the market with as little as $300 USD to trade a "mini account", which allows you to trade lots of 10,000 units. One lot of 10,000 units of currency is equal to 1 contract. Each "pip" or move up or down in the currency pair is worth a $1 gain or loss, depending on which side of the market you are on. A standard account gives you control over 100,000 units of currency and a pip is worth $10.
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The Forex market is also very liquid. When trading Forex you have full control of your capital.
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Many other types of investments require holding your money up for long periods of time. This is a disadvantage because if you need to use the capital it can be difficult to access to it without taking a huge loss. Also, with a small amount of money, you can control
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Forex traders can be profitable in bullish or bearish market conditions. Stock market traders need stock prices to rise in order to take a profit. Forex traders can make a profit during up trends and downtrends. Forex Trading can be risky, but with having the ability to have a good system to follow, good money management skills, and possessing self discipline, Forex trading can be a relatively low risk investment.
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The Forex market can be traded anytime, anywhere. As long as you have access to a computer, you have the ability to trade the Forex market. An important thing to remember is before jumping into trading currencies, is it wise to practice with "paper money", or "fake money." Most brokers have demo accounts where you can download their trading station and practice real time with fake money. While this is no guarantee of your performance with real money, practicing can give you a huge advantage to become better prepared when you trade with your real, hard earned money. There are also many Forex courses on the internet, just be careful when choosing which ones to purchase.
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by Heather Redmond
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